Last Updated: September 16, 2025

Welcome to MSBSearch.com, a free public search service operated by CAPTELA LTD ("CAPTELA," "we," "us," or "our"). These Terms and Conditions ("T&C") govern your use of the website located at MSBSearch.com (the "Site") and the search services provided therein. By accessing or using the Site, you agree to be bound by these T&C. If you do not agree with any part of these T&C, you must not use the Site.

1. About MSBSearch.com

MSBSearch.com provides a free, public search service that compiles and makes available public registration data of Money Services Businesses ("MSB"). This data is sourced from publicly accessible records maintained by government agencies, specifically the Financial Crimes Enforcement Network (FinCEN) in the United States and the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC).

2. No Affiliation or Endorsement

CAPTELA LTD is an independent entity and is not affiliated with, endorsed by, or sponsored by FinCEN or FINTRAC. The data presented on the Site is a compilation of publicly available information. The use of the names "FinCEN" and "FINTRAC" is for descriptive purposes only to identify the source of the public data. No affiliation, partnership, or endorsement is intended or implied.

3. "As Is" Service

The service provided on the Site is offered on an "as is" and "as available" basis, without any warranties or conditions of any kind, whether express or implied. CAPTELA LTD does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. We make no warranty that the information available on the Site is accurate, complete, or up-to-date. You acknowledge that such information may contain inaccuracies or errors, and you use the information at your own risk.

4. Limitation of Liability

To the fullest extent permitted by law, CAPTELA LTD, its directors, officers, employees, agents, and affiliates will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• • Your access to or use of, or inability to access or use, the Site.
• • Any conduct or content of any third party on the Site.
• • Any content obtained from the Site.
• • Unauthorized access, use, or alteration of your transmissions or content.

This limitation of liability applies regardless of the legal theory, whether based on warranty, contract, tort (including negligence), or any other legal theory, and whether or not CAPTELA LTD has been informed of the possibility of such damage.

5. User Responsibilities

You agree to use the Site only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict or inhibit anyone else's use and enjoyment of the Site. You are solely responsible for your use of the data obtained from the Site.

6. Intellectual Property

All content on the Site, including the design, text, graphics, and the compilation of the public data, is the property of CAPTELA LTD and is protected by copyright, trademark, and other intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from the content of the Site without our express written permission.

7. Indemnification

You agree to indemnify and hold harmless CAPTELA LTD and its directors, officers, employees, and agents from and against any and all claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Site or your violation of these T&C.

8. Governing Law and Jurisdiction

These T&C shall be governed by and construed in accordance with the laws of the Republic of Cyprus, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in Nicosia, Cyprus, to resolve any legal matter arising from these T&C.

9. Changes to These T&C

We reserve the right to amend these T&C at any time. We will post the updated T&C on this page, and the "Last Updated" date at the top of this document will be revised. Your continued use of the Site after any such changes constitutes your acceptance of the new T&C.

10. Contact Information

If you have any questions about these T&C, please contact us using the contact form at https://captela.com/contact-us/.